VASP 2025 Compliant

Africa’s Unified Cross-Border Settlement Infrastructure

Real-time, compliant, multi-asset settlement for enterprises, institutions, and digital finance innovators.

Who are you here as?

Instant, Low-Cost Cross-Border Payments for Africa’s Modern Businesses

Move money across markets in seconds—not days. Automate collections, payouts, and treasury operations using the BarCoin settlement network.

Book a Commercial Demo
Move value across borders in seconds
Reduce FX exposure & settlement delays
Unlock multi-asset liquidity rails

The Problem

Cross-border settlement in Africa is slow, expensive, and fragmented.

  • Payments take 2–5 days across legacy rails
  • FX spreads destroy margins across every corridor
  • Manual treasury operations across disconnected banks

The financial system wasn’t built for digital business or scale.

Solution

BarCoin Platform

A real-time settlement network enabling instant cross-border payments, multi-market treasury automation, collections & payouts, and API-driven value transfer.

  • Reduce settlement times from days to seconds
  • Cut FX exposure by up to 90%
  • Enterprise wallets & programmable treasury logic

How BarCoin Works

Unified settlement rails, programmable compliance, global liquidity.

Plug in once for multi-region value movement backed by realtime oversight, programmable treasury controls, and the $BAR reserve.

Explore the Platform

Unified Liquidity Layer

Enterprise wallets aggregate fiat, $BAR, and on-chain liquidity with programmable treasury rules.

Programmable Settlement

API-first flows trigger instant, atomic transfers with compliance checks baked into every hop.

Regulated Oversight

Supervisory nodes expose real-time visibility, attestations, and policy controls.

$BAR Stablecoin

$BAR — The Multi-Asset Stablecoin

Engineered for global stability, diversified beyond any single economy.

  • Indexed basket of fiat, commodities, and institutional digital assets
  • Programmable settlement with API triggers
  • Kenya VASP Act 2025 compliant and audit-ready
  • Ideal for PSPs, MNCs, acquirers, and treasury desks

Reserve Snapshot

Fiat BasketKES / USD / ZAR / NGN / GHS (40%)
Tokenized CommoditiesGold, tokenized T-Bills (30%)
Digital AssetsBTC, ETH, diversified index (20%)
Liquidity BufferShort-dated cash equivalents (10%)

Features

Purpose-built for Business / PSP

Treasury automation with programmable sweeps
Real-time settlement and reconciliation
FX-free, multi-market corridors
Enterprise wallets & approvals
API-first architecture with SLAs

Impact Metrics

Proof points from pilots & regulatory sandboxes.

Designed hand-in-hand with regulators, enterprises, and liquidity partners.

92%

Faster settlement vs. SWIFT corridors

60%

Average FX cost reduction

$4.2B

Pipeline volume under LOIs

Security & Compliance

Built under Africa’s most forward-looking digital assets framework.

Regulated under Kenya’s VASP Act 2025 with CBK + CMA licensing, ensuring multi-asset stablecoins can operate compliantly across AfCFTA participants.

  • Full VASP Act 2025 compliance with CBK/CMA dual oversight
  • Independent reserve attestation & proof-of-reserves every 30 minutes
  • Hardware-isolated signing + SOC 2 Type II controls
  • Programmable compliance guardrails, AML/CFT orchestration

Audience CTA

Ready to sunset legacy settlement?

See a Live DemoJoin Our Beta ProgramBecome a Liquidity Partner